Commercial Insurances & Employee Benefits

Every employer needs to have adequate and proper insurance plans. our job is to ensure that you have the proper insurance plans for your firm. We also offer a full range of employee benefit options, administration, and compliance services.

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Estate & Insurance Planning

Resources you need to answer your estate planning questions and to help you better understand estate planning and the estate planning process. Explore asset protection techniques, tax savings strategies, and other wealth planning ideas.

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Wealth Accumulation & Retirement Planning

There are many ways to accumulate wealth on a personal and business level. As Certified Financial Consultants, and Investment Advisers, we can evaluate the best options for you, and to maximize your retirement income stream.

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Since 1974, we have been helping hundreds of clients with their financial & insurance needs. Please take this opportunity to learn more about our firm, our qualifications, the services we offer, and our philosophy on how we support our clients achieve their financial goals & sucess.

Because we believe client education on financial fundamentals is crucial to your financial health -- we have also made available financial calculators, a glossary of common terms, and a newsletter you can sign up for. To schedule a consultation to see how you can benefit from our services, call us today at (310) 698-0698.

Total 360° Insurance and Financial Services overview.

What They Don't Teach You In

Medical & Dental School

360o Approach to Financial Planning

and Practice Management

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Total 360 Insurance & Financial Services, Inc.

3625 Del Amo Blvd, Suite 330
Torrance, CA 90503

Phone:

(310) 698-0698

Fax:

(310) 698-0699

E-mail:

Info@T360IFS.com

Newsletters

Unpacking the Real Limitations on Unlimited PTO

The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.

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HOT TOPIC: The Shutdown is Over: What Now?

The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Beneficiary Designations: Who Gets the Money?

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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Balancing Life in the Sandwich Generation

The day-to-day demands of supporting multiple generations can take a toll, but planning and support might help achieve a workable balance.

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Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

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